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How do I set up a MOST 529 account?

Open an account on Missouri’s MOST 529 website: . Once an account has been created, set up an additional direct deposit for the amount you want to contribute each paycheck:

  1. Navigate to myHR (myhr.umsystem.edu) and log in 
  2. Select the My Payroll tile 
  3. Select Direct Deposit from the left-hand menu 
  4. Select the "+" button to add a new account 
  5. Enter the appropriate information keeping the following in mind: 
    1. Routing number: 011001234 (Bank of New York Mellon) 
    2. Individual account number: 537 followed by the individual nine-digit account number 
    3. Account type: Checking
    4. Must have a dollar amount of net pay and not a percentage of net pay 
  6. Select Save  

Reviewed 2025-04-21